Thomas Toyota Scion of Joliet

1437 N. Larkin Ave
Joliet, IL 60435
Phone: 815-744-2760
Fax: 815-744-6675
THOMAS SCION OF JOLIET - Print
Finance 6-1-2010

Finance Rates 60mo/63mo/66 mo/72mo/75mo/84mo Selling Price

Zone 1 Fico 720+ 3.95  / 3.95  /  4.35  /  4.40 /  4.90  / 5.90  

Zone 1 Fico 719-690 4.25 /  4.25 /  4.65  /  5.05 /  5.55  / 6.55  

Zone 2 Fico 689-670 6.50 / 6.50 /  7.00  /  7.50 /  8.00  / N/A  

Zone 3 Fico 669-650 9.15 / 9.15 /  9.70 / 10.20 / 10.70 / N/A  

Zone 4 Fico 649-630

12.60 / 12.85 / 13.35 / 13.85 / 14.35 / N/A

 

Zone 5 Fico 629-610 15.45 / 15.70 / 16.20 / 16.70 / 17.20 / N/A

Zone 6 Fico 609-580 17.70 / 17.95 / 18.45 / 18.95 / 19.45 / N/A

Zone 7 Fico 579-520 19.90 / 20.15 / 20.65 / 21.15 / 21.65 / N/A

Zone 8 Fico  <520 20.90/ 21.15 / 21.65/ 22.15/ 22.65

With approved credit

   

Lease Factors    

Zone 1+ (FICO 720+) up to 60 months 0.00295

Zone 1 (FICO 719 - 690) up to 60 months 0.00305

Zone 2 (FICO 689 - 670) up to 60 months 0.00350

Zone 3 (FICO 669 - 650) up to 60 months 0.00420

Zone 4 (FICO 649 - 630) up to 60 months 0.00470

Zone 5 (FICO 629 - 610) up to 60 months 0.00550

Zone 6 (FICO 609 - 580) up to 60 months 0.00610

Zone 7 (FICO 579 - 520) up tp 60 months 0.00730

Zone 8


With approved credit up to 60 months





Business Rates

Open ened leases




Zone 1+ (FICO 720+) up to 60 months 0.00225

Zone 1 (FICO 719 - 690) up to 60 months 0.00235

Closed end leases


Zone 1+ (FICO 720+) up to 60 months 0.00245

Zone 1 (FICO 719 - 690) up to 60 months 0.00255

With approved credit up to 60 months  

New Vehicle Protection Plans

Months/Miles Price  

Preferred Protection 4yr/ 60,000=$1551, 5yr/60,000=$1562, 5yr / 75,000=$1584, 5yr / 100,000=$1822, 6yr / 75,000=$1608, 6yr / 100,000=$1844,  7yr / 75,000=$1633, 7yr / 100,000=$1893

Advantage Protection
4yr / 60,000 = $1,514, 5yr / 60,000 = $1,522, 5yr / 75,000,=,$1,539, 5yr / 100,000 = $1,722, 6yr / 75,000 = $1,558, 6yr / 100,000 = $1,739, 7yr / 75,000 = $1,577
7yr / 100,000 = $1,777, 10yr / 100,000 = $2,500



Other Products    

Guaranteed Auto Protection (GAP) Depending on the term of the finance or lease contract $595.00

Security Guard(theft deterrent) Depending on the term of the finance or lease contract $499.00

Chemical Package Depending on the term of the finance or lease contract $1247.00

 

 

*Program not available in Alabama, Florida, Hawaii, Georgia, North Carolina and South Carolina. In all of those states other than Hawaii, similar programs may be available through participating Scion dealers and World Omni Financial Corp. Program is available on approved credit to qualified customers through Toyota Financial Services and participating Scion dealers. When financing through your Scion dealer and Toyota Financial Services, lower Annual Percentage Rates may be available on approved credit to qualified buyers.

APR may vary if the Amount Financed exceeds TFS's Maximum Advance for the contract, your FICO score is below 520 and/or you apply for 72-84 month financing. Ask your dealer to explain how APRs vary for FICO scores below 520 and 72-84 month financing.

Maximum Advance means the total amount financed less cancelable optional products financed with the vehicle, expressed as a percent of dealer invoice (new). Finance contracts with Maximum Advances of over 120% for applicants with FICO Scores of more than or equal to 650 or over 100% for FICO scores of less than 650 will result in an increase of the APR by .25 or .50 respectively.

The APR on a finance contract with a Loan to Value of between 80.01% to 90% will be decreased by .25. The APR on a finance contract with a Loan to Value of less than or equal to 80% will be decreased by .50. Loan to value ratio means the total amount financed under your vehicle installment sale contract, expressed as a percent of dealer invoice (new). Please ask your dealer for details.

Program and Annual Percentage Rates are subject to change or termination at any time. Please see your participating Scion dealer for details

 

 Thomas Scion of Joliet   (866) 249-4908